1. Acceptance of Terms
By accessing or using Vibhajan ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.
2. Description of Service
Vibhajan is a mobile application that enables users to split expenses, track balances, and settle payments among friends, roommates, and groups. The Service facilitates expense management but does not process payments directly.
3. User Accounts
3.1 Account Creation
To use certain features of the Service, you must create an account. You agree to:
- Provide accurate and complete information
- Maintain and update your account information
- Maintain the security of your account credentials
- Accept responsibility for all activities under your account
3.2 Account Security
You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.
4. User Conduct
You agree not to:
- Use the Service for any illegal purpose
- Violate any laws or regulations
- Infringe upon the rights of others
- Transmit harmful code or malware
- Interfere with or disrupt the Service
- Impersonate any person or entity
- Collect user information without consent
5. Financial Transactions
Vibhajan facilitates expense tracking and balance calculations but does not process payments. Users are responsible for:
- Verifying all expense information
- Completing actual payments outside the app
- Resolving disputes directly with other users
- Ensuring accuracy of financial data entered
6. Intellectual Property
The Service and its original content, features, and functionality are owned by Vibhajan and are protected by international copyright, trademark, and other intellectual property laws.
7. User Content
You retain ownership of any content you submit to the Service. By submitting content, you grant us a license to use, modify, and display such content to provide the Service.
8. Service Availability
We strive to maintain the Service's availability but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the Service at any time.
9. Limitation of Liability
To the maximum extent permitted by law, Vibhajan shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.
10. Indemnification
You agree to indemnify and hold harmless Vibhajan from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.
11. Termination
We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or us.
12. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of significant changes. Continued use of the Service after changes constitutes acceptance of the new Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.
14. Contact Information
If you have questions about these Terms, please contact us at:
Email: legal@vibhajan.com
Address: [Your Company Address]