1. Introduction
Vibhajan ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.
2. Information We Collect
2.1 Personal Information
We may collect personal information that you provide to us, including:
- Name and contact information (email address, phone number)
- Account credentials (username, password)
- Profile information
- Payment information (processed securely through third-party providers)
2.2 Financial Information
To provide our expense splitting services, we collect:
- Expense records and transactions
- Group and friend information
- Balance and settlement information
2.3 Technical Information
We automatically collect certain technical information, including:
- Device information (model, operating system)
- Usage data and app analytics
- IP address and location data
3. How We Use Your Information
We use the collected information to:
- Provide and maintain our services
- Process transactions and manage expenses
- Send notifications and updates
- Improve our app and user experience
- Ensure security and prevent fraud
- Comply with legal obligations
4. Data Sharing and Disclosure
We do not sell your personal information. We may share your information only in the following circumstances:
- With your consent: When you explicitly agree to share information
- Service providers: With trusted third-party services that help us operate our app
- Legal requirements: When required by law or to protect our rights
- Business transfers: In connection with a merger, acquisition, or sale of assets
5. Data Security
We implement industry-standard security measures to protect your information, including:
- Encryption of data in transit and at rest
- Secure authentication and authorization
- Regular security audits and updates
- Access controls and monitoring
6. Your Rights
You have the right to:
- Access your personal information
- Correct inaccurate data
- Request deletion of your data
- Export your data
- Opt-out of certain communications
7. Data Retention
We retain your information for as long as necessary to provide our services and comply with legal obligations. You can request deletion of your account and associated data at any time.
8. Children's Privacy
Our services are not intended for users under 18 years of age. We do not knowingly collect personal information from children.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place for such transfers.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
Email: privacy@vibhajan.com
Address: [Your Company Address]